Quick Loan Comparison Chart
|Loan Type||Term||Rate||Loan Amount|
|Term Loan||5-15 Years||As low as 7.99% APR*||Up to $50,000|
|Mastercard® Credit Card||Revolving||As low as 9.65% APR*||Up to $50,000|
|Line of Credit||Revolving||As low as 9.99% APR*||Up to $30,000|
For some of your customers, a Lafayette Federal Term Loan will be a favorable financing option. This type of loan is perfect for those customers that are seeking a fixed-rate with even monthly payments to finance their home improvement project. Rates are as low as 7.99% APR*. Terms are available from 5 to 15 years with loan amounts up to $50,000.
Take advantage of our deferred interest and deferred payment options. Options also available for No Payments/No Interest for up to 18 months and Same as Cash for up to 12 months!
Mastercard® Credit Card
A Lafayette Federal Mastercard credit card is a great option for customers who want some flexibility in their spending. With rates as low as 9.65% APR*, and generous credit lines, your customer will have a revolving credit line that can mean projects for you now and later.**
We also offer deferred interest and deferred payment options.
Your customer will also enjoy the following benefits when they become a cardholder:
- Credit limits up to $50,000
- Apple Pay™, Android Pay™, Samsung Pay™ and EMV technology
- Flexible payment options‚ including automatic payment
- A 25-day grace period on purchases
- Online account access
- Design your own card
- CUReward points (redeemable for merchandise)
Line of Credit
With a Lafayette Federal Line of Credit, your customers will enjoy a revolving credit line of up to $30,000 with a fixed rate as low as 9.99% APR.* And because the line is unsecured, no collateral is needed. Your customer enjoys continual access to their line that can be used for funding current and future projects. Accessing your line of credit is easy as it is tied directly to your LFCU checking account.
We also offer deferred interest and interest only options!